Privacy Policy Statement

Effective Date: February 1, 2025

PM Next s.r.o. (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use FinNext AI (the “App”). By using the App, you agree to the terms outlined in this Privacy Policy.

  1. Information We Collect
    1. Information You Provide
      • Account Information: When you register an account, we collect your email address and password.
      • Subscription Information: If you purchase a subscription, we collect data regarding your subscription plan, billing details, and renewal status, managed through Apple’s in-app subscription system and RevenueCat SDK.
      • User Inputs: When generating AI-powered reports, we collect stock ticker symbols and other optional details you provide.
    2. Automatically Collected Information
      • Usage Data: We collect anonymous analytics, including interactions with features, session durations, and app performance.
      • Device Information: We may collect your device model, operating system, and unique device identifiers.
      • Log Data: Our servers automatically collect error logs and technical reports in case of system failures.
    3. Third-Party Data Collection
      • We integrate third-party APIs, including OpenAI, Snapi LLC, and Finazon, to fetch stock-related data, news, and market sentiment.
      • These providers may collect and process data according to their privacy policies.
      • Apple’s in-app subscription system handles payments, and we do not store or process payment details.
  2. How We Use Your Information
    • Authenticate users and manage accounts.
    • Generate AI-powered predictive reports.
    • Improve app functionality, troubleshoot bugs, and enhance user experience.
    • Provide customer support and respond to inquiries.
    • Analyze app usage for performance monitoring and fraud prevention.
  3. Data Sharing and Disclosure
    • Service Providers: Cloud storage providers (e.g., Firebase), payment processors (Apple, RevenueCat), and analytics tools.
    • Legal Compliance: If required by law, court order, or governmental regulation.
    • Business Transfers: If we undergo a merger, acquisition, or sale of assets.
  4. Data Retention
    • Account Data: Retained as long as your account remains active. If deleted, we remove all associated data within 30 days.
    • Subscription Data: Retained to comply with legal and tax obligations.
    • Generated Reports: Stored securely in Firebase and only accessible by the user.
  5. Security Measures
    • Encryption: Data is encrypted in transit and at rest.
    • Access Controls: Only authorized personnel have access to sensitive data.
    • Fraud Prevention: We monitor activities to prevent unauthorized access.
  6. User Rights
    • Access & Portability: Request a copy of your stored data.
    • Correction: Update incorrect or incomplete data.
    • Deletion: Request deletion of your account and associated data.
    • Objection: Restrict or object to data processing in certain cases.
    • To exercise your rights, contact [email protected].
  7. International Data Transfers
    • As a global service, we may transfer data across different jurisdictions, ensuring compliance with GDPR and other applicable laws.
  8. Changes to this Privacy Policy
    • We may update this Privacy Policy periodically. Continued use of the App constitutes acceptance of the revised Privacy Policy.
  9. Contact Information